Most homeowner’s insurance policies do NOT insure your home in the event of a flood.  Don't get caught by the unpredictable Florida weather. Protect your home in the case of a flood. Just because you are not in a High-Risk Flood Zone doesn't mean you aren't at risk. In fact up to a quarter of all flood damage occurs in areas outside these areas. 

 

Just six inches of rising water in your home can cause damages over $40,000.

 

Flood insurance prices vary depending on the amount of flood insurance purchased, the property's flood risk and the occupancy of the home.  For the Preferred Risk policy, premiums start at just $171.