Do You Need An Umbrella Insurance Policy? In today's "who can I sue" world, having an umbrella policy is more important than ever. An uninvited visitor comes to your home to ask who painted your house. She trips over a step at the front door (yes, this actually happened to me). Your eighteen year old daughter on her way to school changes lanes too quickly; the result a multi-car accident. A guest at your home falls down a flight of stairs and is badly injured. You can be held

As a Licensed Insurance Agent, some industry statistics worry me. As a father and dog lover/owner the rise in animal liability claims hits especially close to home. According to an industry group, insurance claims for dog bites increased 18% to a number that exceeds 18,000. This is just in the United States. As a Licensed Agent I ALWAYS recommend animal liability insurance coverage to my customers. As a father and member of our community, it is my duty share a few tips to

With the cost of homeowners insurance rising in Florida at light speed, more homeowners are looking for ways to trim their cost. It may be tempting to reduce coverage on your policy or even eliminate certain coverage entirely. Before you go that route, which we highly recommend you avoid doing, there are 4 simple ways to reduce your home insurance premium. Bundle your home, flood & possibly auto insurance together Many Florida home insurance carriers will give you a discount